Thank you for visiting ruthcallejas.co. These Terms of Use explain how you may access and use the website, content, services, and materials provided by Ruth Callejas.

By accessing or using this website, you agree to follow these Terms of Use. If you do not agree with these Terms, please do not use the website.

The website ruthcallejas.co provides educational content related to mindset, wellness, lifestyle, income creation, affiliate products, and network marketing opportunities.

All content is provided for informational and educational purposes only. The information on this website should not be considered professional advice.

You agree to use this website only for lawful purposes and in a way that does not damage, disable, or impair the website.

You may not attempt to gain unauthorized access to any part of the website, server, or related systems.

You also agree not to copy, reproduce, distribute, sell, or modify any content, materials, or resources found on this website without written permission from Ruth Callejas.

Some products, services, or resources mentioned on ruthcallejas.co may include affiliate links or partnerships.

If you choose to purchase through these links, Ruth Callejas may earn a commission at no additional cost to you.

Any income examples or earnings information shared on this website are not guarantees of financial results. Individual results will vary depending on your own effort, experience, and actions.

Additional details are provided in the Earnings Disclaimer on the Disclaimer page.

The information provided on ruthcallejas.co is for general informational and educational purposes only.

Nothing on this website should be considered medical, mental health, financial, or legal advice. You should always consult with qualified professionals before making decisions regarding your health, finances, or business activities.

Additional information can be found in the Health and Wellness Disclaimer on the Disclaimer page.

This website does not include comment sections. However, blog posts and other content may be shared through approved social media sharing buttons.

When sharing content, you agree to share it respectfully and without modifying the original material.

If you choose to subscribe to emails, download resources, or access any free or paid content from ruthcallejas.co, you agree to provide accurate information.

You may unsubscribe from emails at any time using the unsubscribe link included in any email communication.

If digital products, courses, or other paid resources are offered on ruthcallejas.co, refund policies will be clearly stated on the checkout page.

By completing a purchase, you agree to the refund terms provided at the time of purchase.

The website ruthcallejas.co may contain links to third-party websites or resources.

These links are provided for convenience only. Ruth Callejas is not responsible for the content, accuracy, policies, or practices of third-party websites.

To the fullest extent permitted by law, Ruth Callejas will not be liable for any direct or indirect loss, injury, or damages resulting from your use of ruthcallejas.co, its content, products, or services.

Your use of the website is at your own risk.

These Terms of Use may be updated from time to time. Updates will be posted on this page with a revised date.

By continuing to use ruthcallejas.co, you accept any updated Terms.

These Terms are governed by the laws of the United States and the Commonwealth of Virginia.

If you have questions about this Privacy Policy or how your information is handled, you may contact help@ruthcallejas.co